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You can obtain your credit report from the following agencies: Experian Equifax TransUnion Once you have your credit report, go through it thoroughly to ensure that everything on it is accurate. After you have all your debts laid out, you need to get an idea of how much money you have and where it goes and use this to create a budget.
When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.